Welcome to the ETFO Group Benefits Plan

Plan Document Effective Date: November 1, 2016
Group Policy Effective Date: November 1, 2016

The benefits described in this booklet are up to date effective January 1, 2020. Eligible enrolled ETFO members have access from the date that their local transitions into the plan.

This digital benefit booklet has been designed with your needs in mind, providing easy access to the information you need to understand the benefits provided to you by the ETFO Employee Life and Health Trust.

We know that group health, life and dental benefits are important to you; not only for the financial assistance they provide, but also for the security they give you and eligible family members. This is especially important in the eventcost of house cleaning of unforeseen health-related needs.

If you have questions about your benefits or how to submit a claim, contact OTIP Benefits Services at 1-866-783-6847 or visit

ELHT Benefit Information Booklet

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